{"id":19868,"date":"2020-04-30T23:28:02","date_gmt":"2020-04-30T20:28:02","guid":{"rendered":"https:\/\/www.bicakhukuk.com\/?p=19868"},"modified":"2025-03-12T23:07:52","modified_gmt":"2025-03-12T20:07:52","slug":"bankanin-itibarinin-zedelenmesi-sucu-ve-cezasi","status":"publish","type":"post","link":"https:\/\/www.bicakhukuk.com\/fr\/bankanin-itibarinin-zedelenmesi-sucu-ve-cezasi\/","title":{"rendered":"Bankan\u0131n \u0130tibar\u0131n\u0131n Zedelenmesi Su\u00e7u ve Cezas\u0131"},"content":{"rendered":"

5411 say\u0131l\u0131 Bankac\u0131l\u0131k Kanunu<\/a>, bankalar\u0131n itibar\u0131n\u0131 korumak maksad\u0131yla \u201cBankan\u0131n \u0130tibar\u0131n\u0131n Zedelenmesi\u201d eylemini su\u00e7 haline getirmi\u015f ve bu su\u00e7u i\u015fleyenlere uygulanacak ceza yapt\u0131r\u0131mlar\u0131 d\u00fczenlemi\u015ftir. Buna g\u00f6re; 5187 say\u0131l\u0131 Bas\u0131n Kanunu<\/a>nda belirtilen ara\u00e7larla ya da radyo, televizyon, video, internet, kablolu yay\u0131n veya elektronik bilgi ileti\u015fim ara\u00e7lar\u0131 ve benzeri yay\u0131n ara\u00e7lar\u0131ndan biri vas\u0131tas\u0131yla; bir bankan\u0131n itibar\u0131n\u0131 k\u0131rabilecek veya \u015f\u00f6hretine ya da servetine zarar verebilecek bir hususa kasten sebep olunamaz ya da bu yolla as\u0131ls\u0131z haber yay\u0131lamaz(md. 74). Bu h\u00fckme ayk\u0131r\u0131 davrananlar bir y\u0131ldan \u00fc\u00e7 y\u0131la kadar hapis ve bin g\u00fcnden ikibin g\u00fcne kadar adl\u00ee para cezas\u0131 ile cezaland\u0131r\u0131l\u0131r. Su\u00e7 say\u0131lan fiil neticesinde \u00f6zel veya kamusal bir zarar do\u011farsa verilecek ceza alt\u0131da bir oran\u0131nda art\u0131r\u0131larak h\u00fckmolunur(md 158).<\/span><\/p>\n

Fail<\/span><\/h3>\n

Bankan\u0131n itibar\u0131n\u0131n zedelenmesi su\u00e7u, \u00f6zg\u00fc su\u00e7 de\u011fildir; su\u00e7un faili herhangi bir ki\u015fi olabilir. Fail ayn\u0131 bankan\u0131n mensubu olabilece\u011fi gibi, ba\u015fka veya rakip bir bankan\u0131n mensubu ya da hi\u00e7bir banka veya ba\u015fka kurulu\u015fla ili\u015fkisi olmayan bir \u015fah\u0131s da olabilir. Bu su\u00e7la herhangi bir bankan\u0131n itibar\u0131, \u015f\u00f6hreti veya serveti hedef al\u0131nd\u0131\u011f\u0131ndan ve bankan\u0131n bu soyut kavramlar \u00fczerindeki menfaatleri ihlal edildi\u011finden su\u00e7un ma\u011fduru da fiilin muhatab\u0131 olan bankad\u0131r.<\/span><\/p>\n

Se\u00e7imlik hareket<\/span><\/h3>\n

Bankan\u0131n itibar\u0131n\u0131n zedelenmesi su\u00e7u, se\u00e7imlik hareketli bir su\u00e7tur. Failin kanunda belirtilen yay\u0131n ara\u00e7lar\u0131ndan herhangi biri vas\u0131tas\u0131yla bir bankan\u0131n itibar\u0131n\u0131 k\u0131rabilecek veya \u015f\u00f6hretine ya da servetine zarar verebilecek bir hususa kasten sebep olunmas\u0131 ya da bu yolla as\u0131ls\u0131z haber yay\u0131lmas\u0131 se\u00e7imlik hareketlerinden birini ger\u00e7ekle\u015ftirmesi, bu su\u00e7un olu\u015fabilmesi i\u00e7in gerekli ve yeterlidir.<\/span><\/p>\n

Zarar tehlikesi<\/span><\/h3>\n

Herhangi bir yay\u0131n arac\u0131 vas\u0131tas\u0131yla bankan\u0131n itibar, \u015f\u00f6hret ve servetine y\u00f6nelik ger\u00e7ekle\u015ftirilen eylem, e\u011fer as\u0131ls\u0131z haber yapma niteli\u011finde ise bunun ayr\u0131ca su\u00e7un konusunu olu\u015fturan bu olgular a\u00e7\u0131s\u0131ndan somut bir tehlike yarat\u0131p yaratmad\u0131\u011f\u0131 ara\u015ft\u0131r\u0131lmayacak, eylemin kanuni tip kapsam\u0131na girmesi ve bunun yan\u0131nda soyut (somut olaydan ba\u011f\u0131ms\u0131z) bir \u015fekilde su\u00e7un konusu \u00fczerinde tehlike meydana getirmeye elveri\u015fli olmas\u0131 yeterli kabul edilecektir. Bir ba\u015fka ifadeyle, banka itibar\u0131n\u0131n zedelenmesi su\u00e7u a\u00e7\u0131s\u0131ndan kanun\u00a0 koyucu, failin ger\u00e7ekle\u015ftirdi\u011fi eylemle, bankan\u0131n \u015f\u00f6hreti, itibar\u0131 veya servetinin ger\u00e7ekten zarara u\u011framas\u0131n\u0131 aramam\u0131\u015f, bu eylemin, bu olgular \u00fczerinde objektif bir zarar tehlikesi yaratmas\u0131n\u0131 yeterli g\u00f6rm\u00fc\u015ft\u00fcr. Kanun koyucu her ne kadar su\u00e7un temel hali a\u00e7\u0131s\u0131ndan salt tehlike su\u00e7 <\/span>tipi ihdas etmi\u015fse de bir zarar\u0131n do\u011fmas\u0131n\u0131 su\u00e7un nitelikli bir hali olarak ayr\u0131ca d\u00fczenlemi\u015ftir.<\/span><\/p>\n

Kullan\u0131labilecek ara\u00e7lar<\/span><\/h3>\n

Su\u00e7un i\u015flenmesinde kullan\u0131labilecek ara\u00e7lar; belli aral\u0131klarla yay\u0131mlanan gazete, dergi gibi bas\u0131lm\u0131\u015f eserler ile haber ajanslar\u0131 yay\u0131nlar\u0131, kitap veya arma\u011fan gibi bas\u0131lm\u0131\u015f eserler, radyo yay\u0131nlar\u0131, televizyon yay\u0131nlar\u0131, kablolu yay\u0131n, \u0130nternet, elektronik bilgi\u00a0 ileti\u015fim \u00a0ara\u00e7lar\u0131 gibi kitlesel ileti\u015fim ara\u00e7lar\u0131d\u0131r. Say\u0131lan ara\u00e7lar, \u00f6rnek niteli\u011finde olup say\u0131lanlar d\u0131\u015f\u0131nda ba\u015fka ara\u00e7larla da bu su\u00e7un i\u015flenebilmesi m\u00fcmk\u00fcn de\u011fildir.<\/span><\/p>\n

Yapt\u0131r\u0131m<\/span><\/h3>\n

Su\u00e7un yapt\u0131r\u0131m\u0131 kanunda \u201cbir y\u0131ldan \u00fc\u00e7 y\u0131la kadar hapis ve bin g\u00fcnden iki bin g\u00fcne kadar adli para cezas\u0131\u201d olarak d\u00fczenlenmi\u015ftir. Burada iki ceza t\u00fcr\u00fc aras\u0131nda \u201cve\u201d ba\u011flac\u0131 kullan\u0131ld\u0131\u011f\u0131ndan hapis cezas\u0131 ve adli para cezas\u0131 alternatifli olarak de\u011fil, birlikte uygulanacaklard\u0131r. Bankac\u0131l\u0131k Kanunu m.158\/f.2 gere\u011fince \u201cfiil neticesinde \u00f6zel veya kamusal bir zarar do\u011farsa verilecek ceza alt\u0131da bir oran\u0131nda art\u0131r\u0131larak\u201d h\u00fckmolunacakt\u0131r.<\/span><\/p>\n

\u00d6rnek davalar<\/span><\/h3>\n

Bankan\u0131n itibar\u0131n\u0131n zedelenmesi su\u00e7uyla ilgili 2018 y\u0131l\u0131nda sosyal medya hesab\u0131nda ABD\u2019de karara ba\u011flanan bir davada Halkbank\u2019a ceza verildi\u011fini iddia etti\u011fi gerek\u00e7esiyle \u2018itibar\u0131n zedelenmesi\u2019 su\u00e7undan tutuklanan emekli h\u00e2kim K.Y. hakk\u0131nda, \u20185411 Say\u0131l\u0131 Bankac\u0131l\u0131k Kanunu\u2019na Ayk\u0131r\u0131l\u0131k\u2019 su\u00e7undan 1 y\u0131ldan 3 y\u0131la kadar hapis ve 1000 g\u00fcnden 2000 g\u00fcne kadar adli para cezas\u0131 istemiyle dava a\u00e7\u0131lm\u0131\u015ft\u0131. Yap\u0131lan yarg\u0131lama sonunda su\u00e7 Mahkemece sabit g\u00f6r\u00fclm\u00fc\u015f, 10 ay hapis ve 16 bin 660 lira adli para cezas\u0131 verilmi\u015ftir. Ancak, Mahkeme h\u00fckm\u00fcn a\u00e7\u0131klanmas\u0131n\u0131n geri b\u0131rak\u0131lmas\u0131na karar vermi\u015ftir.<\/span><\/p>\n

Di\u011fer bir olayda, \u0130stanbul Cumhuriyet Ba\u015fsavc\u0131l\u0131\u011f\u0131 taraf\u0131ndan, gazeteci\u00a0Fatih Portakal\u00a0hakk\u0131nda, \u00ab\u00a0Tekalif-i Milliye\u00a0\u00bbyi hat\u0131rlatarak payla\u015ft\u0131\u011f\u0131 twitter mesaj\u0131 nedeniyle Bankac\u0131l\u0131k Kanunu’nun \u00ab\u00a0\u0130tibar\u0131n Korunmas\u0131\u00a0\u00bb ba\u015fl\u0131kl\u0131 74’\u00fcnc\u00fc maddesini ihlal su\u00e7lamas\u0131yla\u00a030 Nisan 2020 tarihinde dava\u00a0a\u00e7\u0131ld\u0131. Ba\u015fsavc\u0131l\u0131k, Portakal’\u0131n sosyal medya payla\u015f\u0131m\u0131n\u0131n, bankalarda mevduat\u0131 veya tasarrufu bulunan mudilerin paralar\u0131n\u0131n devlet taraf\u0131ndan\u00a0corona vir\u00fcs\u00a0salg\u0131n\u0131 bahane edilerek istenebilece\u011fine, salg\u0131n sonras\u0131 ise geri \u00f6denebilece\u011fine y\u00f6nelik alg\u0131 ve kanaat olu\u015fturmaya y\u00f6nelik oldu\u011funu de\u011ferlendirdi.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

5411 say\u0131l\u0131 Bankac\u0131l\u0131k Kanunu, bankalar\u0131n itibar\u0131n\u0131 korumak maksad\u0131yla \u201cBankan\u0131n \u0130tibar\u0131n\u0131n Zedelenmesi\u201d eylemini su\u00e7 haline getirmi\u015f ve bu su\u00e7u i\u015fleyenlere uygulanacak ceza yapt\u0131r\u0131mlar\u0131 d\u00fczenlemi\u015ftir. Buna g\u00f6re; 5187 say\u0131l\u0131 Bas\u0131n Kanununda belirtilen ara\u00e7larla ya da radyo, televizyon, video, internet, kablolu yay\u0131n veya elektronik bilgi ileti\u015fim ara\u00e7lar\u0131 ve benzeri yay\u0131n ara\u00e7lar\u0131ndan biri vas\u0131tas\u0131yla; bir bankan\u0131n itibar\u0131n\u0131 k\u0131rabilecek veya […]<\/p>\n","protected":false},"author":27,"featured_media":28563,"comment_status":"open","ping_status":"open","sticky":false,"template":"page-fullwidth.php","format":"standard","meta":{"rs_blank_template":"","rs_page_bg_color":"","slide_template_v7":"","footnotes":""},"categories":[740,739],"tags":[779,3569,5369,3571,3570,3572,3573,12176,12164,12162,11169,12169,3576,12159,12157,12170,12165,3574,12163,12167,3567,12175,3575,12156,3568,12172,12160,12166,12158,12173,12161,12171,12168,12174],"class_list":["post-19868","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ceza-hukuku","category-gorusler-dusunceler","tag-banka","tag-banka-hapis-cezasi","tag-banka-hesap-bilgileri","tag-banka-itibar-avukat","tag-banka-itibar-hukuk-burosu","tag-banka-itibari-zedeleme-sorusturma","tag-banka-itibarini-zedeleme-yargilama","tag-banka-magdurlari","tag-bankacilik-ceza-hukuku","tag-bankacilik-duzenlemeleri","tag-bankacilik-hukuku","tag-bankacilik-mevzuati","tag-bankacilik-sektoru-itibar-yonetimi","tag-bankacilik-sektoru-suclari","tag-bankacilik-suclari","tag-bankacilik-sucu-ve-yaptirimlari","tag-bankalara-karsi-suclar","tag-bankalari-elestirirken-olcuyu-kacirmak","tag-bankalarin-hukuki-korunmasi","tag-bankalarin-itibari-ve-hukuk","tag-bankalarin-itibarini-korumak","tag-bankanin-batmasi-ne-demek","tag-bankanin-itibari","tag-bankanin-itibarini-zedeleme","tag-bankanin-itibarinin-zedelenmesi-sucu","tag-bankaya-karsi-haksiz-suclamalar","tag-bankaya-yonelik-iftira","tag-finans-sektorunde-itibar-kaybi","tag-finansal-itibarin-korunmasi","tag-hukuki-sureclerde-bankalarin-korunmasi","tag-itibar-sucu","tag-mali-suclar-ve-bankalar","tag-tck-bankacilik-suclari","tag-turk-ceza-kanunu-ve-bankacilik-suclari"],"yoast_head":"\nBankan\u0131n 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Uluslararas\u0131, b\u00f6lgesel ve ulusal hukuka ili\u015fkin inceleme, ara\u015ft\u0131rma ve tecr\u00fcbeye dayal\u0131 hukuk hizmetlerimizi sunarken teknolojinin imkan sa\u011flad\u0131\u011f\u0131 g\u00f6rsel (video konferans) veya i\u015fitsel (sesli konferans) ileti\u015fim teknolojilerinin elverdi\u011fi t\u00fcm olanaklar\u0131 kullanmaktay\u0131z. Dan\u0131\u015fanlar\u0131m\u0131z veya m\u00fcvekkillerimiz, D\u00fcnyan\u0131n, b\u00f6lgemizin veya \u00fclkemizin neresinde olurlarsa olsunlar hizmetlerimizden uzaktan eri\u015fim yoluyla yararlanabilmektedir. Muhtemel ihtilaflar\u0131 \u00f6nlemek veya en aza indirmek gayesiyle m\u00fcvekkillerimize sundu\u011fumuz dinamik, etkili ve \u00f6nleyici dan\u0131\u015fmanl\u0131k hizmetlerimizin yan\u0131nda, uyu\u015fmazl\u0131k \u00e7\u00f6z\u00fcm s\u00fcre\u00e7lerinde arabuluculuk, tahkim veya mahkemelerde dava takibi hizmetleri de sunmaktay\u0131z. 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