{"id":29193,"date":"2025-07-12T14:02:36","date_gmt":"2025-07-12T11:02:36","guid":{"rendered":"https:\/\/www.bicakhukuk.com\/?p=29193"},"modified":"2025-07-12T14:21:56","modified_gmt":"2025-07-12T11:21:56","slug":"elektronik-para-sektorunde-cezai-sorumluluk","status":"publish","type":"post","link":"https:\/\/www.bicakhukuk.com\/de\/elektronik-para-sektorunde-cezai-sorumluluk\/","title":{"rendered":"Elektronik Para Sekt\u00f6r\u00fcnde Cezai Sorumluluk"},"content":{"rendered":"<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Elektronik para sekt\u00f6r\u00fcnde cezai sorumluluk, finansal teknolojilerin h\u0131zla geli\u015fti\u011fi g\u00fcn\u00fcm\u00fczde her zamankinden daha fazla \u00f6nem kazanm\u0131\u015ft\u0131r. Elektronik para kurulu\u015flar\u0131 ve \u00f6deme hizmeti sa\u011flay\u0131c\u0131lar\u0131, g\u00fcnl\u00fck hayat\u0131n vazge\u00e7ilmez akt\u00f6rleri h\u00e2line gelmi\u015ftir. Ancak bu sekt\u00f6rde faaliyet g\u00f6steren kurulu\u015flar, yaln\u0131zca teknolojik yeterlilikle de\u011fil, ayn\u0131 zamanda <a href=\"https:\/\/www.bicakhukuk.com\/de\/elektronik-para-ve-odeme-kuruluslari-hukuku\/\" target=\"_blank\" rel=\"noopener\">mevzuata tam uyum<\/a> ile varl\u0131klar\u0131n\u0131 s\u00fcrd\u00fcrebilmektedir.<\/span><!--more--><\/p>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\"><a href=\"https:\/\/www.mevzuat.gov.tr\/mevzuat?MevzuatNo=6493&amp;MevzuatTur=1&amp;MevzuatTertip=5\" target=\"_blank\" rel=\"noopener\">6493 say\u0131l\u0131 \u00d6deme ve Menkul K\u0131ymet Mutabakat Sistemleri, \u00d6deme Hizmetleri ve Elektronik Para Kurulu\u015flar\u0131 Hakk\u0131nda Kanun<\/a>, bu alanda faaliyet g\u00f6steren t\u00fczel ki\u015filiklerin uyaca\u011f\u0131 temel kurallar\u0131 belirlemekte ve uyumsuzluk h\u00e2llerinde a\u011f\u0131r idari ve cezai yapt\u0131r\u0131mlar \u00f6ng\u00f6rmektedir.<\/span><\/p>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Bu yaz\u0131da, s\u00f6z konusu kanunun Yedinci B\u00f6l\u00fcm\u00fc kapsam\u0131nda yer alan h\u00fck\u00fcmler do\u011frultusunda; izinsiz faaliyet, denetimden ka\u00e7\u0131nma, bilgi g\u00fcvenli\u011fi ihlali, m\u00fc\u015fteri s\u0131rr\u0131n\u0131n a\u00e7\u0131klanmas\u0131, kay\u0131t d\u0131\u015f\u0131 muhasebe ve zimmet gibi fiillerin hangi durumlarda su\u00e7 olu\u015fturdu\u011fu ve bu fiillere kar\u015f\u0131 hangi yapt\u0131r\u0131mlar\u0131n \u00f6ng\u00f6r\u00fcld\u00fc\u011f\u00fc ele al\u0131nacakt\u0131r.<\/span><\/p>\n<h3><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">D\u00fczenleme ve Kararlara Uymamak (Madde 27)<\/span><\/h3>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\"><a href=\"https:\/\/www.mevzuat.gov.tr\/mevzuat?MevzuatNo=6493&amp;MevzuatTur=1&amp;MevzuatTertip=5\" target=\"_blank\" rel=\"noopener\">6493 say\u0131l\u0131 Kanun<\/a>&#8218;un 27. maddesi, sistem i\u015fleticisi veya \u00f6deme hizmeti sa\u011flay\u0131c\u0131s\u0131 olarak faaliyet g\u00f6steren t\u00fczel ki\u015filerin, kanun h\u00fck\u00fcmleri, ikincil d\u00fczenlemeler ve al\u0131nan kararlara uymamas\u0131 durumunda uygulanacak idari para cezalar\u0131n\u0131 d\u00fczenlemektedir.<\/span><\/p>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">\u0130dari Para Cezas\u0131n\u0131n Kapsam\u0131<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Kanun ve ilgili d\u00fczenlemelerde ayr\u0131 bir cezai yapt\u0131r\u0131m \u00f6ng\u00f6r\u00fclmeyen hallerde, ayk\u0131r\u0131l\u0131k g\u00f6steren t\u00fczel ki\u015filer hakk\u0131nda Banka Y\u00f6netim Komitesi taraf\u0131ndan 40.000 TL ile 900.000 TL aras\u0131nda idari para cezas\u0131 verilebilir. Ancak:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Bir menfaat temin edilmi\u015fse veya<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Zarara sebebiyet verilmi\u015fse,<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">verilecek para cezas\u0131n\u0131n miktar\u0131, elde edilen menfaatin veya neden olunan zarar\u0131n en az iki kat\u0131 olacak \u015fekilde art\u0131r\u0131l\u0131r.<\/span><\/p>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Tekerr\u00fcr Halinde Art\u0131r\u0131m<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Ayn\u0131 kabahatin, idari yapt\u0131r\u0131m karar\u0131 verilmeden birden fazla kez i\u015flenmesi durumunda:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Tek bir idari para cezas\u0131 uygulan\u0131r,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Ancak bu ceza, iki kat\u0131na \u00e7\u0131kar\u0131l\u0131r.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Bu tekrar\u0131n menfaat veya zararla sonu\u00e7lanmas\u0131 halinde ise ceza, menfaatin ya da zarar\u0131n en az \u00fc\u00e7 kat\u0131 olacak \u015fekilde belirlenir.<\/span><\/p>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Usuli D\u00fczenlemeler<\/span><\/h4>\n<ul>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Ceza karar\u0131, gerek\u00e7eleriyle birlikte ilgili kurulu\u015fa bildirilir.<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Karar verilmeden \u00f6nce, ilgili kurulu\u015fun savunmas\u0131 al\u0131n\u0131r.<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Savunma talep yaz\u0131s\u0131n\u0131n tebli\u011finden itibaren bir ay i\u00e7inde savunma sunulmazsa, savunma hakk\u0131ndan feragat edilmi\u015f say\u0131l\u0131r.<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">\u0130dari para cezalar\u0131, karar\u0131n tebli\u011finden itibaren bir ay i\u00e7inde \u00f6denmelidir.<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Bu cezalara kar\u015f\u0131, idare mahkemesinde dava a\u00e7\u0131lmas\u0131 m\u00fcmk\u00fcnd\u00fcr.<\/span><\/li>\n<\/ul>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">De\u011ferlendirme<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Finansal piyasalarda d\u00fczenleyici kurallara uyum, sistemin g\u00fcvenilirli\u011fi ve kullan\u0131c\u0131lar\u0131n korunmas\u0131 a\u00e7\u0131s\u0131ndan temel bir ilkedir. Bu nedenle, d\u00fczenlemelere uymayan kurulu\u015flara uygulanan idari para cezalar\u0131, sadece cezaland\u0131rma amac\u0131 ta\u015f\u0131maz; ayn\u0131 zamanda sekt\u00f6rde uyum k\u00fclt\u00fcr\u00fcn\u00fc g\u00fc\u00e7lendirmeyi hedefler. Ayr\u0131ca, menfaat temini ve zarar\u0131n varl\u0131\u011f\u0131 durumunda cezalar\u0131n katlanarak art\u0131r\u0131lmas\u0131, orant\u0131l\u0131l\u0131k ve cayd\u0131r\u0131c\u0131l\u0131k ilkelerine dayanmaktad\u0131r.<\/span><\/p>\n<h3><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">\u0130zinsiz Faaliyette Bulunmak (Madde 28)<\/span><\/h3>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\"><a href=\"https:\/\/www.mevzuat.gov.tr\/mevzuat?MevzuatNo=6493&amp;MevzuatTur=1&amp;MevzuatTertip=5\" target=\"_blank\" rel=\"noopener\">6493 say\u0131l\u0131 Kanun<\/a>\u2019un 28. maddesi, \u00f6deme hizmetleri ve elektronik para alan\u0131nda Banka (T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131) izni olmaks\u0131z\u0131n faaliyet g\u00f6steren ki\u015fi ve kurulu\u015flara uygulanacak cezai yapt\u0131r\u0131mlar\u0131 d\u00fczenlemektedir.<\/span><\/p>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Yetkisiz Faaliyetler ve Cezai Yapt\u0131r\u0131m<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Kanun uyar\u0131nca gerekli izinleri almaks\u0131z\u0131n;<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Sistem i\u015fleticisi,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">\u00d6deme kurulu\u015fu,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Elektronik para kurulu\u015fu<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">gibi faaliyetlerde bulunan ger\u00e7ek ki\u015filer ile t\u00fczel ki\u015filerin g\u00f6revlileri, <\/span><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">bir y\u0131ldan \u00fc\u00e7 y\u0131la kadar hapis ve be\u015f bin g\u00fcne kadar adli para cezas\u0131 ile cezaland\u0131r\u0131l\u0131r.<\/span><\/p>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Yan\u0131lt\u0131c\u0131 Tan\u0131t\u0131m ve Unvan Kullan\u0131m\u0131<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">\u0130zin al\u0131nmaks\u0131z\u0131n;<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Ticaret unvanlar\u0131nda,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Resm\u00ee belgelerde,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">\u0130lan ve reklamlarda,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Kamuoyuna yap\u0131lan a\u00e7\u0131klamalarda<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">bu unvanlarla faaliyet y\u00fcr\u00fct\u00fcyormu\u015f izlenimi veren ki\u015fi ve g\u00f6revliler de ayn\u0131 \u015fekilde cezaland\u0131r\u0131l\u0131r.<\/span><\/p>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Bu t\u00fcr yan\u0131lt\u0131c\u0131 beyanlar, kamu g\u00fcvenini zedeledi\u011fi gibi, yat\u0131r\u0131mc\u0131 ve kullan\u0131c\u0131lar\u0131n da aldat\u0131lmas\u0131na neden olabilir. Bu sebeple kanun koyucu, izlenim yaratmay\u0131 da fiilen faaliyette bulunmak kadar a\u011f\u0131r \u015fekilde yapt\u0131r\u0131mland\u0131rm\u0131\u015ft\u0131r.<\/span><\/p>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">\u0130\u015fyeri Kapatma Yapt\u0131r\u0131m\u0131<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Yukar\u0131da belirtilen su\u00e7lar\u0131n bir i\u015f yeri b\u00fcnyesinde i\u015flenmesi h\u00e2linde:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">\u0130\u015fyerinin iki aydan alt\u0131 aya kadar kapat\u0131lmas\u0131na,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Tekerr\u00fcr h\u00e2linde ise s\u00fcrekli olarak kapat\u0131lmas\u0131na karar verilebilir.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Bu yapt\u0131r\u0131m, \u00f6zellikle ka\u00e7ak \u00e7al\u0131\u015fan \u00f6deme sistemleri veya sahte e-para firmalar\u0131 a\u00e7\u0131s\u0131ndan \u00f6nleyici ve cayd\u0131r\u0131c\u0131 bir i\u015flev ta\u015f\u0131maktad\u0131r.<\/span><\/p>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Faaliyet \u0130zni \u0130ptaline Ra\u011fmen Faaliyete Devam<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Kanun kapsam\u0131nda daha \u00f6nce faaliyet izni alm\u0131\u015f bir kurulu\u015fun izin belgesinin iptal edilmesine ra\u011fmen faaliyetine devam etmesi h\u00e2linde de ayn\u0131 cezai h\u00fck\u00fcmler uygulan\u0131r. Bu d\u00fczenleme, lisans iptaline ra\u011fmen faaliyet g\u00f6steren firmalara kar\u015f\u0131 yasal koruma sa\u011flamay\u0131 hedefler.<\/span><\/p>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">De\u011ferlendirme<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Finansal sistemin g\u00fcvenilirli\u011fi, yaln\u0131zca faaliyet g\u00f6steren kurulu\u015flar\u0131n teknik yeterlili\u011fine de\u011fil, ayn\u0131 zamanda yetkili ve lisansl\u0131 olmalar\u0131na ba\u011fl\u0131d\u0131r. \u0130zinsiz faaliyet g\u00f6steren ki\u015fi veya kurulu\u015flar; kullan\u0131c\u0131lar\u0131n, yat\u0131r\u0131mc\u0131lar\u0131n ve sistemin b\u00fct\u00fcn\u00fcn\u00fcn zarar g\u00f6rmesine yol a\u00e7abilir. <\/span><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">6493 say\u0131l\u0131 Kanun, bu t\u00fcr giri\u015fimlere kar\u015f\u0131 sert yapt\u0131r\u0131mlar \u00f6ng\u00f6rerek lisansl\u0131 ve denetlenen yap\u0131lar\u0131 te\u015fvik etmekte, b\u00f6ylece sekt\u00f6r\u00fcn disiplinli bir \u015fekilde geli\u015fmesini hedeflemektedir.<\/span><\/p>\n<h3><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Denetim ve G\u00f6zetim Faaliyetlerini Engellemek ve Bilgi Vermemek (Madde 29)<\/span><\/h3>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\"><a href=\"https:\/\/www.mevzuat.gov.tr\/mevzuat?MevzuatNo=6493&amp;MevzuatTur=1&amp;MevzuatTertip=5\" target=\"_blank\" rel=\"noopener\">6493 say\u0131l\u0131 Kanun<\/a>, sadece izinli faaliyetleri de\u011fil, ayn\u0131 zamanda bu faaliyetlerin etkin bir \u015fekilde denetlenmesini ve izlenmesini de teminat alt\u0131na alm\u0131\u015ft\u0131r. Bu kapsamda, Merkez Bankas\u0131 taraf\u0131ndan y\u00fcr\u00fct\u00fclen denetim ve g\u00f6zetim g\u00f6revlerini engelleyenler veya bilgi\/belge sunmaktan ka\u00e7\u0131nanlar hakk\u0131nda a\u011f\u0131r cezai yapt\u0131r\u0131mlar \u00f6ng\u00f6r\u00fclm\u00fc\u015ft\u00fcr.<\/span><\/p>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Denetimi Engelleme (F\u0131kra 1)<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Merkez Bankas\u0131 taraf\u0131ndan y\u00fcr\u00fct\u00fclen denetim ve g\u00f6zetim g\u00f6revlerinin yerine getirilmesini engelleyen ki\u015filer hakk\u0131nda:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">1 y\u0131ldan 3 y\u0131la kadar hapis cezas\u0131 uygulan\u0131r.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Buradaki \u201cengel olma\u201d fiili, denetim g\u00f6revlilerinin g\u00f6revini yapmas\u0131n\u0131 do\u011frudan veya dolayl\u0131 olarak zorla\u015ft\u0131ran, k\u0131s\u0131tlayan ya da fiilen imk\u00e2ns\u0131z hale getiren her t\u00fcrl\u00fc davran\u0131\u015f\u0131 kapsar.<\/span><\/p>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Bilgi ve Belge Vermeme (F\u0131kra 2)<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Denetim kapsam\u0131nda istenen bilgi ve belgeleri vermeyen ki\u015fi ise:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">3 aydan 1 y\u0131la kadar hapis,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">ve ayr\u0131ca 1.500 g\u00fcne kadar adli para cezas\u0131 ile cezaland\u0131r\u0131l\u0131r.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Burada sadece belge sunmamak de\u011fil, eksik, gecikmeli ya da yan\u0131lt\u0131c\u0131 belge\/bilgi sunmak da yapt\u0131r\u0131ma konu olabilir.<\/span><\/p>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">De\u011ferlendirme<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Finansal sistemin \u015feffafl\u0131\u011f\u0131 ve hesap verilebilirli\u011fi, yaln\u0131zca yasalara uygun faaliyet g\u00f6sterilmesiyle de\u011fil, ayn\u0131 zamanda denetim mekanizmalar\u0131na aktif ve d\u00fcr\u00fcst kat\u0131l\u0131m ile m\u00fcmk\u00fcnd\u00fcr. Bu sebeple, denetimi engelleyen ya da bilgi payla\u015fmaktan ka\u00e7\u0131nan ki\u015fi veya kurumlar, yaln\u0131zca kanunu ihlal etmekle kalmaz; ayn\u0131 zamanda sistemin b\u00fct\u00fcnl\u00fc\u011f\u00fcne zarar verir. <\/span><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">6493 say\u0131l\u0131 Kanun\u2019un bu h\u00fckm\u00fc, etkin denetimin \u00f6n\u00fcn\u00fc a\u00e7mak ve cayd\u0131r\u0131c\u0131l\u0131\u011f\u0131 sa\u011flamak amac\u0131yla d\u00fczenlenmi\u015ftir.<\/span><\/p>\n<h3><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Ger\u00e7e\u011fe Ayk\u0131r\u0131 Beyanda Bulunmak (Madde 30)<\/span><\/h3>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Finansal sistemlerde bilgi g\u00fcvenli\u011fi ve beyanlar\u0131n do\u011frulu\u011fu, denetim ve yarg\u0131 s\u00fcre\u00e7lerinin sa\u011fl\u0131kl\u0131 \u015fekilde y\u00fcr\u00fct\u00fclebilmesi i\u00e7in hayati \u00f6neme sahiptir. Bu nedenle, 6493 say\u0131l\u0131 Kanun\u2019un 30. maddesi, sistem i\u015fleticileri, \u00f6deme kurulu\u015flar\u0131 ve elektronik para kurulu\u015flar\u0131n\u0131n bilerek ger\u00e7e\u011fe ayk\u0131r\u0131 beyanda bulunmalar\u0131n\u0131 su\u00e7 olarak tan\u0131mlam\u0131\u015f ve a\u011f\u0131r cezai yapt\u0131r\u0131mlar \u00f6ng\u00f6rm\u00fc\u015ft\u00fcr.<\/span><\/p>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Kimler Sorumlu Tutulur?<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Bu madde kapsam\u0131nda cezai sorumlulu\u011fa tabi tutulanlar:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Sistem i\u015fleticisi, \u00f6deme kurulu\u015fu ve elektronik para kurulu\u015fu yetkilileri,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Bu kurulu\u015flar ad\u0131na hareket eden ki\u015filer,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Bu kurulu\u015flar\u0131n g\u00f6revli personeli,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Mahkemelere, kamu kurumlar\u0131na, Merkez Bankas\u0131\u2019na veya di\u011fer denetim otoritelerine yan\u0131lt\u0131c\u0131 veya sahte belge sunan ki\u015filerdir.<\/span><\/li>\n<\/ul>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Cezai Yapt\u0131r\u0131m<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Ger\u00e7e\u011fe ayk\u0131r\u0131 beyanda bulunan ki\u015filer hakk\u0131nda;<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">1 y\u0131ldan 3 y\u0131la kadar hapis,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">ve 2.000 g\u00fcne kadar adli para cezas\u0131 uygulan\u0131r.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">S\u00f6z konusu belgelerin imzalanmas\u0131nda do\u011frudan sorumlulu\u011fu bulunan ki\u015filer, yani imzac\u0131 yetkililer, cezai sorumlulu\u011fun do\u011frudan muhatab\u0131d\u0131r.<\/span><\/p>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Beyan Nitelikleri<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Ger\u00e7e\u011fe ayk\u0131r\u0131l\u0131k;<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Sahte belge d\u00fczenlenmesi,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Ger\u00e7ek durumu yans\u0131tmayan finansal rapor haz\u0131rlanmas\u0131,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Bilin\u00e7li \u015fekilde yan\u0131lt\u0131c\u0131 veri payla\u015f\u0131lmas\u0131,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">\u0130hlal veya riskleri gizlemek amac\u0131yla yanl\u0131\u015f beyan verilmesi gibi durumlar\u0131 kapsar.<\/span><\/li>\n<\/ul>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">De\u011ferlendirme<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Finansal hizmet sa\u011flay\u0131c\u0131lar\u0131 a\u00e7\u0131s\u0131ndan do\u011fru beyan y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fc, sadece yasal bir zorunluluk de\u011fil, ayn\u0131 zamanda sekt\u00f6rel g\u00fcvenin temelini olu\u015fturan etik bir ilkedir. Ger\u00e7e\u011fe ayk\u0131r\u0131 beyanda bulunmak, hem kurulu\u015fun yasal stat\u00fcs\u00fcn\u00fc tehlikeye atmakta hem de payda\u015f ili\u015fkilerini zedelemektedir. <\/span><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Bu ba\u011flamda, 6493 say\u0131l\u0131 Kanun\u2019un 30. maddesi, denetime tabi kurulu\u015flar\u0131n bilgi \u015feffafl\u0131\u011f\u0131 ve hesap verebilirlik ilkelerine uymas\u0131n\u0131 sa\u011flamak amac\u0131yla cezai m\u00fceyyide getirmi\u015ftir.<\/span><\/p>\n<h3><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Belgelerin Saklanmas\u0131 ve Bilgi G\u00fcvenli\u011fi Y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fcne Ayk\u0131r\u0131l\u0131k (Madde 31)<\/span><\/h3>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\"><a href=\"https:\/\/www.mevzuat.gov.tr\/mevzuat?MevzuatNo=6493&amp;MevzuatTur=1&amp;MevzuatTertip=5\" target=\"_blank\" rel=\"noopener\">6493 say\u0131l\u0131 Kanun<\/a>, \u00f6deme hizmeti sa\u011flay\u0131c\u0131lar\u0131 ve elektronik para kurulu\u015flar\u0131n\u0131n faaliyetlerinde g\u00fcvenlik ve \u015feffafl\u0131k ilkelerini esas al\u0131r. Bu ba\u011flamda belgelerin saklanmas\u0131 ve ki\u015fisel g\u00fcvenlik bilgilerinin korunmas\u0131, hem kullan\u0131c\u0131 haklar\u0131n\u0131 korumak hem de sistemin g\u00fcvenli\u011fini sa\u011flamak a\u00e7\u0131s\u0131ndan kritik bir \u00f6neme sahiptir.<\/span><\/p>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Madde 31, bu y\u00fck\u00fcml\u00fcl\u00fcklere ayk\u0131r\u0131 davrananlara y\u00f6nelik cezai h\u00fck\u00fcmleri d\u00fczenlemektedir.<\/span><\/p>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Belgeleri Saklamama (F\u0131kra 1)<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Kanunun 23. maddesinin birinci f\u0131kras\u0131, \u00f6deme hizmeti sa\u011flay\u0131c\u0131lar\u0131n\u0131n ve elektronik para kurulu\u015flar\u0131n\u0131n i\u015flem belgelerini en az on y\u0131l s\u00fcreyle muhafaza etme y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fcn\u00fc d\u00fczenler. Bu y\u00fck\u00fcml\u00fcl\u00fc\u011fe ayk\u0131r\u0131 davrananlar hakk\u0131nda:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">1 y\u0131ldan 3 y\u0131la kadar hapis,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">500 g\u00fcnden 1.500 g\u00fcne kadar adli para cezas\u0131 uygulan\u0131r.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Bu h\u00fck\u00fcm, denetim ve yarg\u0131 s\u00fcre\u00e7lerinde delil olu\u015fturabilecek kay\u0131tlar\u0131n korunmas\u0131n\u0131 ve gerekti\u011finde yetkililere sunulabilmesini g\u00fcvence alt\u0131na al\u0131r.<\/span><\/p>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Ki\u015fisel G\u00fcvenlik Bilgilerinin Korunmamas\u0131 (F\u0131kra 2)<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">\u00d6deme arac\u0131n\u0131 kullanmaya yetkili olmayan \u00fc\u00e7\u00fcnc\u00fc ki\u015filerin, kullan\u0131c\u0131n\u0131n ki\u015fisel g\u00fcvenlik bilgilerine eri\u015fimini engellemek, kurulu\u015flar\u0131n asli sorumlulu\u011fudur. <\/span><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Bu kapsamda;<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Gerekli teknik ve idari g\u00fcvenlik \u00f6nlemlerini almayan,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">G\u00fcvenlik bilgilerini kullan\u0131c\u0131ya g\u00fcvenli \u015fekilde iletmeyen kurulu\u015f g\u00f6revlileri ve i\u015flemi yapan ki\u015filer hakk\u0131nda:<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">1 y\u0131ldan 3 y\u0131la kadar hapis ve 1.000 g\u00fcne kadar adli para cezas\u0131 uygulan\u0131r.<\/span><\/p>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Taksirli Su\u00e7lar (F\u0131kra 3)<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">E\u011fer yukar\u0131daki g\u00fcvenlik ihlalleri;<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Dikkatsizlik,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Tedbirsizlik,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Meslekte yetersizlik nedeniyle i\u015flenmi\u015fse,<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">ilgili ki\u015filer 1.000 g\u00fcne kadar adli para cezas\u0131 ile cezaland\u0131r\u0131l\u0131r, ancak hapis cezas\u0131 uygulanmaz.<\/span><\/p>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">De\u011ferlendirme<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Dijital \u00f6deme sistemlerinde ki\u015fisel g\u00fcvenlik bilgilerine ili\u015fkin ihlaller, sadece kullan\u0131c\u0131lar\u0131n maddi zarara u\u011framas\u0131yla sonu\u00e7lanmaz, ayn\u0131 zamanda kurulu\u015fun itibar\u0131 ve faaliyet izni a\u00e7\u0131s\u0131ndan da b\u00fcy\u00fck risk te\u015fkil eder.<\/span><\/p>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\"><a href=\"https:\/\/www.mevzuat.gov.tr\/mevzuat?MevzuatNo=6493&amp;MevzuatTur=1&amp;MevzuatTertip=5\" target=\"_blank\" rel=\"noopener\">6493 say\u0131l\u0131 Kanun<\/a>\u2019un 31. maddesi, finansal kurumlar\u0131n bilgi g\u00fcvenli\u011fini sa\u011flama y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fcn\u00fc sadece teknik de\u011fil, ayn\u0131 zamanda cezai yapt\u0131r\u0131mlarla da peki\u015ftirmekte; kullan\u0131c\u0131 haklar\u0131n\u0131 g\u00fc\u00e7l\u00fc \u015fekilde koruma alt\u0131na almaktad\u0131r.<\/span><\/p>\n<h3><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">S\u0131rlar\u0131n A\u00e7\u0131klanmas\u0131 (Madde 32)<\/span><\/h3>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Finansal piyasalarda faaliyet g\u00f6steren kurulu\u015flar i\u00e7in m\u00fc\u015fteri gizlili\u011fi ve ticari s\u0131rlar\u0131n korunmas\u0131, g\u00fcvene dayal\u0131 ili\u015fkinin temelidir. 6493 say\u0131l\u0131 Kanun\u2019un 32. maddesi, bu ilkenin ihlal edilmesini su\u00e7 saymakta ve ilgili ki\u015filer hakk\u0131nda ciddi cezai yapt\u0131r\u0131mlar \u00f6ng\u00f6rmektedir.<\/span><\/p>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Kimler Y\u00fck\u00fcml\u00fc?<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">A\u015fa\u011f\u0131daki ki\u015filerin, g\u00f6revleri dolay\u0131s\u0131yla \u00f6\u011frendikleri ticari ve ki\u015fisel s\u0131rlar\u0131 if\u015fa etmeleri cezai sorumluluk do\u011furur:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Sistem i\u015fleticileri, \u00f6deme kurulu\u015flar\u0131 ve elektronik para kurulu\u015flar\u0131n\u0131n<\/span>\n<ul>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Ortaklar\u0131<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Y\u00f6netim kurulu \u00fcyeleri<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Mensuplar\u0131<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">G\u00f6revlileri<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Bu ki\u015filer ad\u0131na hareket eden ki\u015filer<\/span><\/li>\n<\/ul>\n<\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Kurum d\u0131\u015f\u0131 hizmet sa\u011flay\u0131c\u0131lar\u0131n \u00e7al\u0131\u015fanlar\u0131<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">\u00dc\u00e7\u00fcnc\u00fc ki\u015filer (veri i\u015fleyenler, dan\u0131\u015fmanlar vb.)<\/span><\/li>\n<\/ul>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Cezai Yapt\u0131r\u0131m<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Bu ki\u015filerin, g\u00f6revlerinden ayr\u0131lsalar dahi, \u00f6\u011frendikleri s\u0131rlar\u0131 yetkisiz ki\u015fi veya kurumlarla payla\u015fmalar\u0131 h\u00e2linde:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">1 y\u0131ldan 3 y\u0131la kadar hapis,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">1.000 g\u00fcne kadar adli para cezas\u0131 uygulan\u0131r.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">S\u00f6z konusu s\u0131rlar; m\u00fc\u015fteri bilgileri, i\u015flem verileri, g\u00fcvenlik prosed\u00fcrleri ya da ticari stratejilere ili\u015fkin olabilir.<\/span><\/p>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Yetkili Merciler D\u0131\u015f\u0131nda A\u00e7\u0131klama Yasa\u011f\u0131<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Bu s\u0131rlar\u0131n sadece, kanunen a\u00e7\u0131k\u00e7a yetkilendirilmi\u015f mercilere a\u00e7\u0131klanmas\u0131na izin verilmektedir. \u00d6rne\u011fin, mahkemeler, denetim otoriteleri veya savc\u0131l\u0131k gibi.<\/span><\/p>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">D\u0131\u015f Hizmet Sa\u011flay\u0131c\u0131lar ve \u00dc\u00e7\u00fcnc\u00fc Ki\u015filer<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Madde 32, sadece i\u00e7 personeli de\u011fil, kurum ad\u0131na d\u0131\u015far\u0131dan hizmet sa\u011flayan ki\u015fi ve kurulu\u015flar\u0131n \u00e7al\u0131\u015fanlar\u0131n\u0131 da kapsar. B\u00f6ylece, d\u0131\u015f kaynakl\u0131 hizmetlerde de gizlilik y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fc g\u00fcvence alt\u0131na al\u0131nmaktad\u0131r.<\/span><\/p>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">De\u011ferlendirme<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Finansal sekt\u00f6r\u00fcn en k\u0131r\u0131lgan alanlar\u0131ndan biri olan veri g\u00fcvenli\u011fi ve ticari s\u0131rlar\u0131n korunmas\u0131, sadece s\u00f6zle\u015fmesel de\u011fil ayn\u0131 zamanda cezai h\u00fck\u00fcmlerle de korunmaktad\u0131r. Kurumlar\u0131n kendi i\u00e7 politikalar\u0131n\u0131 bu \u00e7er\u00e7evede olu\u015fturmas\u0131 ve \u00e7al\u0131\u015fanlar\u0131na d\u00fczenli olarak fark\u0131ndal\u0131k e\u011fitimi vermesi b\u00fcy\u00fck \u00f6nem ta\u015f\u0131maktad\u0131r.\u00a0<\/span><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">6493 say\u0131l\u0131 Kanun\u2019un 32. maddesi, finansal yap\u0131n\u0131n temelini olu\u015fturan g\u00fcven unsurunu g\u00fc\u00e7lendirmek amac\u0131yla d\u00fczenlenmi\u015f etkili bir koruma normudur.<\/span><\/p>\n<h3><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">\u0130tibar\u0131n Zedelenmesi (Madde 33)<\/span><\/h3>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Finansal kurulu\u015flar\u0131n itibar\u0131, sadece m\u00fc\u015fteriler nezdinde de\u011fil, piyasada, kamu otoritelerinde ve yat\u0131r\u0131mc\u0131larda da g\u00fcven unsurunun temelidir. 6493 say\u0131l\u0131 Kanun\u2019un 33. maddesi, sistem i\u015fleticileri, \u00f6deme kurulu\u015flar\u0131 ve elektronik para kurulu\u015flar\u0131n\u0131n itibar\u0131n\u0131 zedeleyici yay\u0131nlara kar\u015f\u0131 cezai koruma sa\u011flamaktad\u0131r.<\/span><\/p>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Korunan Hukuki De\u011fer: Kurumsal \u0130tibar<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Bu madde, bas\u0131n ve medya ara\u00e7lar\u0131 yoluyla yap\u0131lan, as\u0131ls\u0131z veya itibar\u0131 zedeleyici nitelikteki a\u00e7\u0131klamalara kar\u015f\u0131 ilgili kurulu\u015flar\u0131 korumay\u0131 ama\u00e7lamaktad\u0131r. Bu kapsamda, kasten:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Kurulu\u015fun \u015f\u00f6hretine zarar verilmesi,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Servetine y\u00f6nelik olumsuz alg\u0131 yarat\u0131lmas\u0131,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Kamuoyunda g\u00fcven kayb\u0131na neden olunmas\u0131,<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">h\u00e2linde failler cezai yapt\u0131r\u0131mla kar\u015f\u0131la\u015f\u0131r.<\/span><\/p>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Cezai Yapt\u0131r\u0131m<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">A\u015fa\u011f\u0131daki fiillerin i\u015flenmesi h\u00e2linde:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">1 y\u0131ldan 3 y\u0131la kadar hapis cezas\u0131,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">1.000 g\u00fcnden 2.000 g\u00fcne kadar adli para cezas\u0131 uygulan\u0131r.<\/span><\/li>\n<\/ul>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Kapsam Dahilindeki Yay\u0131n Ara\u00e7lar\u0131<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">\u0130tibar zedeleyici i\u00e7eriklerin yay\u0131mland\u0131\u011f\u0131 mecralar \u015funlar\u0131 kapsar:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">5187 say\u0131l\u0131 Bas\u0131n Kanunu kapsam\u0131ndaki bas\u0131l\u0131 yay\u0131nlar,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Radyo ve televizyon,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">\u0130nternet siteleri,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Video platformlar\u0131,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Kablolu yay\u0131nlar,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Elektronik ileti\u015fim ara\u00e7lar\u0131 ve benzeri dijital kanallar.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Dolay\u0131s\u0131yla, bu madde \u00f6zellikle sosyal medya, haber siteleri ve internet gazetecili\u011fi yoluyla yap\u0131lan a\u00e7\u0131klamalar\u0131 da kapsam alt\u0131na almaktad\u0131r.<\/span><\/p>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Unsurlar: As\u0131ls\u0131z Haber ve Kas\u0131t<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Ceza verilebilmesi i\u00e7in:<\/span><\/p>\n<ol>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Haberin veya a\u00e7\u0131klaman\u0131n ger\u00e7e\u011fe ayk\u0131r\u0131 olmas\u0131,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">\u0130tibar\u0131 k\u0131rma kast\u0131n\u0131n bulunmas\u0131,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Bu fiilin yukar\u0131da say\u0131lan yay\u0131n ara\u00e7lar\u0131ndan biriyle yap\u0131lm\u0131\u015f olmas\u0131 gereklidir.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Bu ba\u011flamda, ele\u015ftiri hakk\u0131 ile as\u0131ls\u0131z ve zarar verici a\u00e7\u0131klama aras\u0131ndaki fark, yarg\u0131 mercilerince \u00f6zenle de\u011ferlendirilecektir.<\/span><\/p>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">De\u011ferlendirme<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\"><a href=\"https:\/\/www.mevzuat.gov.tr\/mevzuat?MevzuatNo=6493&amp;MevzuatTur=1&amp;MevzuatTertip=5\" target=\"_blank\" rel=\"noopener\">6493 say\u0131l\u0131 Kanun<\/a>\u2019un 33. maddesi, finansal kurulu\u015flar\u0131n piyasa g\u00fcvenini sarsacak d\u00fczeyde karalama kampanyalar\u0131na kar\u015f\u0131 etkili bir hukuki koruma getirmektedir. Bu d\u00fczenleme, ayn\u0131 zamanda dijital medyada sorumlu yay\u0131nc\u0131l\u0131k ve i\u00e7erik \u00fcretimi ilkesini de destekler niteliktedir. <\/span><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Finans sekt\u00f6r\u00fcnde faaliyet g\u00f6steren kurulu\u015flar\u0131n, itibarlar\u0131na y\u00f6nelik as\u0131ls\u0131z iddialar kar\u015f\u0131s\u0131nda hukuki yollara ba\u015fvurma hakk\u0131 oldu\u011fu gibi, medya mensuplar\u0131n\u0131n da bu t\u00fcr i\u00e7eriklerde kan\u0131ta dayal\u0131 bilgi kullanma y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fc bulunmaktad\u0131r.<\/span><\/p>\n<h3><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Elektronik Para Kurulu\u015flar\u0131n\u0131n G\u00f6revli ve \u0130lgililerinin Cezai Sorumlulu\u011fu (Madde 34)<\/span><\/h3>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Elektronik para kurulu\u015flar\u0131, kullan\u0131c\u0131lar\u0131n fonlar\u0131n\u0131 saklayan, dijital ortamda para transferi ve \u00f6deme kolayl\u0131\u011f\u0131 sa\u011flayan sistemlerdir. Bu kurulu\u015flar\u0131n g\u00fcvenilirli\u011fi, sadece sistemsel altyap\u0131ya de\u011fil, ayn\u0131 zamanda mevzuata tam uyum sa\u011flayan bir idari yap\u0131ya dayan\u0131r. <\/span><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">6493 say\u0131l\u0131 Kanun\u2019un 34. maddesi, elektronik para kurulu\u015flar\u0131n\u0131n belirli y\u00fck\u00fcml\u00fcl\u00fcklerine ayk\u0131r\u0131 davranan g\u00f6revlileri ve ilgilileri hakk\u0131nda do\u011frudan cezai yapt\u0131r\u0131mlar \u00f6ng\u00f6rmektedir.<\/span><\/p>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Hangi Maddelere Ayk\u0131r\u0131l\u0131k S\u00f6z Konusu?<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Madde 34, \u00f6zellikle Kanun\u2019un:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">18. maddesinin 4. f\u0131kras\u0131 ve<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">20. maddesi<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">kapsam\u0131ndaki y\u00fck\u00fcml\u00fcl\u00fcklere ayk\u0131r\u0131l\u0131\u011f\u0131 cezaland\u0131rmaktad\u0131r.<\/span><\/p>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Bu maddeler genel hatlar\u0131yla;<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Elektronik para ihrac\u0131 ve geri \u00f6demesi,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Elektronik para fonlar\u0131n\u0131n koruma y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fc,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Faaliyet esaslar\u0131 ve kullan\u0131c\u0131 haklar\u0131na ili\u015fkin d\u00fczenlemeleri i\u00e7ermektedir.<\/span><\/li>\n<\/ul>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Cezai Yapt\u0131r\u0131m<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">S\u00f6z konusu h\u00fck\u00fcmlere ayk\u0131r\u0131 davranan elektronik para kurulu\u015funun g\u00f6revlileri ve ilgili ki\u015filer hakk\u0131nda:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">1 y\u0131ldan 3 y\u0131la kadar hapis,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">5.000 g\u00fcne kadar adli para cezas\u0131 uygulan\u0131r.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Buradaki \u201cilgili ki\u015filer\u201d ifadesi, yaln\u0131zca \u00e7al\u0131\u015fanlar\u0131 de\u011fil; y\u00f6neticiler, d\u0131\u015f hizmet sa\u011flay\u0131c\u0131lar ve kurulu\u015f ad\u0131na i\u015flem yapan dan\u0131\u015fmanlar\u0131 da kapsayabilir.<\/span><\/p>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Ayk\u0131r\u0131l\u0131k \u00d6rnekleri<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Cezai sorumluluk do\u011furabilecek ba\u015fl\u0131ca \u00f6rnekler \u015funlard\u0131r:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Elektronik paran\u0131n kullan\u0131c\u0131ya s\u00fcresi i\u00e7inde iade edilmemesi,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Kullan\u0131c\u0131 fonlar\u0131n\u0131n koruma hesaplar\u0131nda tutulmamas\u0131,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Mevzuata ayk\u0131r\u0131 \u015fekilde fon aktar\u0131m\u0131 yap\u0131lmas\u0131,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Elektronik para ihra\u00e7 s\u0131n\u0131rlar\u0131n\u0131n a\u015f\u0131lmas\u0131 veya kay\u0131t d\u0131\u015f\u0131 i\u015flem yap\u0131lmas\u0131.<\/span><\/li>\n<\/ul>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">De\u011ferlendirme<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Finansal sistemde dijitalle\u015fme artt\u0131k\u00e7a, elektronik para kurulu\u015flar\u0131na duyulan g\u00fcven de ayn\u0131 \u00f6l\u00e7\u00fcde \u00f6nem kazanm\u0131\u015ft\u0131r. Bu g\u00fcveni sarsabilecek her t\u00fcrl\u00fc davran\u0131\u015f, yaln\u0131zca kullan\u0131c\u0131y\u0131 de\u011fil; sistemi ve \u00fclke finansal g\u00fcvenli\u011fini de tehdit etmektedir.<\/span><\/p>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\"><a href=\"https:\/\/www.mevzuat.gov.tr\/mevzuat?MevzuatNo=6493&amp;MevzuatTur=1&amp;MevzuatTertip=5\" target=\"_blank\" rel=\"noopener\">6493 say\u0131l\u0131 Kanun<\/a>\u2019un 34. maddesi, elektronik para piyasas\u0131nda y\u00f6netsel sorumlulu\u011fu y\u00fcksek seviyede tutarak, sistemin istikrar\u0131n\u0131 ve kullan\u0131c\u0131lar\u0131n korunmas\u0131n\u0131 sa\u011flamay\u0131 ama\u00e7lamaktad\u0131r.<\/span><\/p>\n<h3><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">\u0130\u015flemlerin Kay\u0131t D\u0131\u015f\u0131 B\u0131rak\u0131lmas\u0131 ve Ger\u00e7e\u011fe Ayk\u0131r\u0131 Muhasebele\u015ftirme (Madde 35)<\/span><\/h3>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Finansal kurulu\u015flar\u0131n faaliyetlerinin \u015feffaf, izlenebilir ve denetlenebilir olmas\u0131, hem d\u00fczenleyici otoritelerin etkin g\u00f6zetimi hem de kamu g\u00fcveni a\u00e7\u0131s\u0131ndan b\u00fcy\u00fck \u00f6nem ta\u015f\u0131r. 6493 say\u0131l\u0131 Kanun\u2019un 35. maddesi, \u00f6deme ve elektronik para kurulu\u015flar\u0131n\u0131n mali i\u015flemlerinde \u015feffafl\u0131\u011f\u0131 ihlal eden eylemleri do\u011frudan cezai yapt\u0131r\u0131m alt\u0131na almaktad\u0131r.<\/span><\/p>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Kapsam: Kimler Sorumlu?<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Bu madde, \u00f6deme kurulu\u015flar\u0131 ve elektronik para kurulu\u015flar\u0131n\u0131n;<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">\u0130\u015flemlerini kay\u0131t d\u0131\u015f\u0131 b\u0131rakmas\u0131ndan,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Ger\u00e7ek niteli\u011fine uygun olmayacak \u015fekilde muhasebele\u015ftirmesinden<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">do\u011frudan sorumlu olan belgeleri imzalayan ki\u015fi ve ki\u015filer hakk\u0131nda uygulan\u0131r. <\/span><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Yani, s\u00f6z konusu eylem sadece kurum d\u00fczeyinde de\u011fil; i\u015flemi ger\u00e7ekle\u015ftiren veya onaylayan y\u00f6netici ya da personelin \u015fahsi sorumlulu\u011funu da do\u011furur.<\/span><\/p>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Cezai Yapt\u0131r\u0131m<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Bu fiilleri i\u015fleyen ki\u015filer hakk\u0131nda:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">1 y\u0131ldan 3 y\u0131la kadar hapis,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">2.000 g\u00fcne kadar adli para cezas\u0131 uygulan\u0131r.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Bu yapt\u0131r\u0131m, sadece cayd\u0131r\u0131c\u0131 olmakla kalmaz; ayn\u0131 zamanda sekt\u00f6r\u00fcn d\u00fczenli ve g\u00fcvenilir bir \u015fekilde i\u015flemesini teminat alt\u0131na almay\u0131 ama\u00e7lar.<\/span><\/p>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">\u00d6rnek \u0130hlal Durumlar\u0131<\/span><\/h4>\n<ul>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Ger\u00e7ekle\u015fen para transferinin, kuruma ait olmayan bir hesaptan yap\u0131lm\u0131\u015f gibi g\u00f6sterilmesi,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Gelir veya giderlerin bilerek d\u00fc\u015f\u00fck ya da y\u00fcksek g\u00f6sterilmesi,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Kurum d\u0131\u015f\u0131 bir i\u015flem kurum i\u00e7i gibi muhasebele\u015ftirilmesi,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Vergi ya da denetim y\u00fck\u00fcml\u00fcl\u00fcklerinden ka\u00e7\u0131nmak amac\u0131yla kay\u0131t d\u0131\u015f\u0131 i\u015flem yap\u0131lmas\u0131.<\/span><\/li>\n<\/ul>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">De\u011ferlendirme<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Finansal sistemin g\u00fcvenli\u011fi, sadece yasal izin ve faaliyet uygunlu\u011fuyla de\u011fil; ayn\u0131 zamanda do\u011fru muhasebe uygulamalar\u0131 ile sa\u011flanabilir. Bu madde, \u00f6deme ve elektronik para kurulu\u015flar\u0131n\u0131n hem kendi i\u00e7 d\u00fczenlerini sa\u011flam tutmalar\u0131n\u0131 hem de vergi, denetim ve kamu g\u00fcvenine kar\u015f\u0131 y\u00fck\u00fcml\u00fcl\u00fcklerini yerine getirmelerini zorunlu k\u0131lar. <\/span><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">6493 say\u0131l\u0131 Kanun\u2019un 35. maddesiyle getirilen bu d\u00fczenleme, sistematik muhasebe ihlallerine kar\u015f\u0131 hem \u00f6nleyici hem de d\u00fczeltici bir mekanizma g\u00f6revi g\u00f6rmektedir.<\/span><\/p>\n<h3><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Zimmet (Madde 36)<\/span><\/h3>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\"><a href=\"https:\/\/www.mevzuat.gov.tr\/mevzuat?MevzuatNo=6493&amp;MevzuatTur=1&amp;MevzuatTertip=5\" target=\"_blank\" rel=\"noopener\">6493 say\u0131l\u0131 Kanun<\/a>\u2019un 36. maddesi, \u00f6deme ve elektronik para kurulu\u015flar\u0131nda g\u00f6rev yapan ki\u015filerin, g\u00f6revleri gere\u011fi teslim edilen para, senet veya di\u011fer mallar\u0131 zimmetlerine ge\u00e7irmelerini a\u011f\u0131r bir su\u00e7 olarak tan\u0131mlamaktad\u0131r. Bu d\u00fczenleme, finansal sistemin en hassas noktalar\u0131ndan biri olan emanet sorumlulu\u011funun k\u00f6t\u00fcye kullan\u0131lmas\u0131n\u0131 \u00f6nlemeyi hedeflemektedir.<\/span><\/p>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Kimler Sorumlu Tutulur?<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Zimmet su\u00e7u, a\u015fa\u011f\u0131daki ki\u015filerin g\u00f6revleri kapsam\u0131nda ger\u00e7ekle\u015fen k\u00f6t\u00fcye kullan\u0131mlar\u0131 kapsar:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Sistem i\u015fleticilerinin,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">\u00d6deme kurulu\u015flar\u0131n\u0131n ve elektronik para kurulu\u015flar\u0131n\u0131n<\/span>\n<ul>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Ortaklar\u0131,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Y\u00f6netim kurulu ba\u015fkan ve \u00fcyeleri,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">\u00c7al\u0131\u015fanlar\u0131,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Ad\u0131na hareket eden ki\u015filer<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">G\u00f6revlileri.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Zimmet Su\u00e7unun Unsuru Nedir?<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Bu su\u00e7un olu\u015fabilmesi i\u00e7in:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Failin, g\u00f6rev nedeniyle zilyetli\u011fine ge\u00e7mi\u015f olan veya koruma ve g\u00f6zetimine b\u0131rak\u0131lan,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Para, para yerine ge\u00e7en evrak veya senetleri ya da di\u011fer mallar\u0131,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Kendi veya ba\u015fkas\u0131n\u0131n yarar\u0131na zimmetine ge\u00e7irmesi gerekir.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Bu fiilin tespiti h\u00e2linde fail hakk\u0131nda:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">6 y\u0131ldan 12 y\u0131la kadar hapis cezas\u0131,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">5.000 g\u00fcne kadar adli para cezas\u0131 uygulan\u0131r,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Ayr\u0131ca, kurumun u\u011frad\u0131\u011f\u0131 zarar\u0131n tazminine karar verilir.<\/span><\/li>\n<\/ul>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Nitelikli Zimmet (F\u0131kra 2)<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Zimmet su\u00e7unun, hileli yollarla gizlenmeye \u00e7al\u0131\u015f\u0131lmas\u0131 (\u00f6rne\u011fin sahte belge d\u00fczenlemek, izleri silmek) h\u00e2linde;<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">12 y\u0131ldan az olmamak \u00fczere hapis,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">20.000 g\u00fcne kadar adli para cezas\u0131 verilir.<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Ceza, u\u011fran\u0131lan zarar\u0131n \u00fc\u00e7 kat\u0131ndan az olamaz.<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Zarar\u0131n \u00f6denmemesi h\u00e2linde mahkeme taraf\u0131ndan re\u2019sen tahsiline h\u00fckmolunur.<\/span><\/li>\n<\/ul>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Tazminin Cezaya Etkisi (F\u0131kra 3)<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Zimmete ge\u00e7irilen mal\u0131n iadesi veya zarar\u0131n kar\u015f\u0131lanmas\u0131 h\u00e2linde cezai indirim \u00f6ng\u00f6r\u00fcl\u00fcr:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Soru\u015fturma ba\u015flamadan \u00f6nce tam tazmin: cezan\u0131n 3\/2\u2019si indirilir,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Kovu\u015fturma ba\u015flamadan \u00f6nce tam tazmin: cezan\u0131n yar\u0131s\u0131 indirilir,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">H\u00fck\u00fcmden \u00f6nce tam tazmin: cezan\u0131n 3\/1\u2019i indirilir.<\/span><\/li>\n<\/ul>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Hafif Zimmet H\u00e2li (F\u0131kra 4)<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Zimmete ge\u00e7irilen mal\u0131n de\u011feri d\u00fc\u015f\u00fckse,<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Ceza 1\/3\u2019ten 1\/2\u2019ye kadar indirilebilir.<\/span><\/li>\n<\/ul>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">De\u011ferlendirme<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Zimmet su\u00e7u, sadece bireysel bir suistimal olarak de\u011fil, ayn\u0131 zamanda kamu g\u00fcvenini zedeleyen ve t\u00fcm finansal sistemi riske atan bir eylemdir. Bu nedenle, 6493 say\u0131l\u0131 Kanun\u2019un 36. maddesi, y\u00fcksek cezalar ve ek tazmin y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fc ile zimmetin \u00f6nlenmesini ama\u00e7lamaktad\u0131r. <\/span><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Finansal kurulu\u015flarda i\u00e7 kontrol sistemlerinin kurulmas\u0131, g\u00f6rev tan\u0131mlar\u0131n\u0131n a\u00e7\u0131k olmas\u0131 ve yetki-denetim mekanizmalar\u0131n\u0131n i\u015fler h\u00e2le getirilmesi, bu su\u00e7un \u00f6nlenmesinde kritik rol oynamaktad\u0131r.<\/span><\/p>\n<h3><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Soru\u015fturma ve Kovu\u015fturma Usul\u00fc (Madde 37)<\/span><\/h3>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\"><a href=\"https:\/\/www.mevzuat.gov.tr\/mevzuat?MevzuatNo=6493&amp;MevzuatTur=1&amp;MevzuatTertip=5\" target=\"_blank\" rel=\"noopener\">6493 say\u0131l\u0131 Kanun<\/a>\u2019un son maddesi olan Madde 37, bu Kanun kapsam\u0131nda su\u00e7 te\u015fkil eden fiillere ili\u015fkin ceza soru\u015fturmas\u0131 ve kovu\u015fturmas\u0131n\u0131n ba\u015flat\u0131lma usul\u00fcn\u00fc d\u00fczenlemektedir. Bu h\u00fck\u00fcm, baz\u0131 su\u00e7lar bak\u0131m\u0131ndan \u015fik\u00e2yet veya ba\u015fvuru \u015fart\u0131 getirerek, ceza adalet sistemine \u00f6zg\u00fc \u00f6zel bir usul normu niteli\u011fi ta\u015f\u0131r.<\/span><\/p>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Banka Ba\u015fvurusu \u015eart\u0131 (F\u0131kra 1)<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Kanunun a\u015fa\u011f\u0131daki maddeleri kapsam\u0131nda d\u00fczenlenen su\u00e7lar bak\u0131m\u0131ndan;<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Madde 28: \u0130zinsiz faaliyet,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Madde 29: Denetimi engelleme veya bilgi vermeme,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Madde 31: Belgelerin saklanmas\u0131 ve bilgi g\u00fcvenli\u011fi y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fcne ayk\u0131r\u0131l\u0131k,<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">\u015feklindeki su\u00e7lar hakk\u0131nda, Cumhuriyet ba\u015fsavc\u0131l\u0131\u011f\u0131 taraf\u0131ndan re\u2019sen soru\u015fturma ba\u015flat\u0131lmas\u0131 m\u00fcmk\u00fcn de\u011fildir. Bu su\u00e7lar i\u00e7in mutlaka: <\/span><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (Banka) taraf\u0131ndan yaz\u0131l\u0131 ba\u015fvuruda bulunulmas\u0131 gerekir. <\/span><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Bu ba\u015fvuru, muhakeme \u015fart\u0131 niteli\u011findedir. Yani Banka ba\u015fvuru yapmad\u0131k\u00e7a, savc\u0131l\u0131k i\u015flem yapamaz.<\/span><\/p>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">\u0130stisna: Ma\u011fdur Ba\u015fvurusu H\u00e2linde (F\u0131kra 2)<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Ancak, Madde 31 (bilgi g\u00fcvenli\u011fi y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fcne ayk\u0131r\u0131l\u0131k) kapsam\u0131nda ma\u011fdur olan ki\u015filer do\u011frudan Cumhuriyet ba\u015fsavc\u0131l\u0131\u011f\u0131na ba\u015fvuru yapabilir. Bu durumda, Banka\u2019n\u0131n ba\u015fvurusuna gerek kalmaks\u0131z\u0131n soru\u015fturma ba\u015flat\u0131labilir. <\/span><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Bu d\u00fczenleme, \u00f6zellikle kredi kart\u0131, dijital c\u00fczdan veya mobil \u00f6deme sistemleri gibi ara\u00e7larda ki\u015fisel bilgileri ihlal edilen kullan\u0131c\u0131lar\u0131n do\u011frudan yasal koruma aramas\u0131na imk\u00e2n tan\u0131r.<\/span><\/p>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Banka Personeli Hakk\u0131nda Soru\u015fturma (F\u0131kra 3)<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Banka personelinin g\u00f6revlerini yerine getirirken i\u015fledi\u011fi iddia edilen su\u00e7lar bak\u0131m\u0131ndan da:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Cumhuriyet ba\u015fsavc\u0131l\u0131\u011f\u0131 do\u011frudan harekete ge\u00e7emez.<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Yaz\u0131l\u0131 ba\u015fvuru yine Banka taraf\u0131ndan yap\u0131lmal\u0131d\u0131r.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Bu h\u00fck\u00fcm, Merkez Bankas\u0131 personelinin keyfi soru\u015fturmalara maruz kalmas\u0131n\u0131 \u00f6nlemeyi ve kurum i\u00e7i de\u011ferlendirme s\u00fczgecinin i\u015fletilmesini ama\u00e7lamaktad\u0131r.<\/span><\/p>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">De\u011ferlendirme<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Soru\u015fturma ve kovu\u015fturma usul\u00fcne ili\u015fkin bu d\u00fczenlemeler, hem kurumsal dengeyi g\u00f6zeten hem de ceza adalet sistemini keyfi veya gereksiz i\u015flemlerden koruyan bir yap\u0131 ortaya koymaktad\u0131r. \u00d6zellikle Merkez Bankas\u0131&#8217;n\u0131n sistemde filtre g\u00f6revi g\u00f6rmesi, su\u00e7 isnatlar\u0131n\u0131n ciddiyetle de\u011ferlendirilmesini sa\u011flar. <\/span><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Bu ba\u011flamda, ilgili ki\u015fi ve kurulu\u015flar\u0131n hem Banka nezdinde hem de savc\u0131l\u0131k nezdinde s\u00fcreci dikkatle takip etmeleri, usul hatalar\u0131 nedeniyle hak kayb\u0131na u\u011framamalar\u0131 a\u00e7\u0131s\u0131ndan b\u00fcy\u00fck \u00f6nem ta\u015f\u0131r.<\/span><\/p>\n<h3><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Sonu\u00e7 ve De\u011ferlendirme<\/span><\/h3>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\"><a href=\"https:\/\/www.mevzuat.gov.tr\/mevzuat?MevzuatNo=6493&amp;MevzuatTur=1&amp;MevzuatTertip=5\" target=\"_blank\" rel=\"noopener\">6493 say\u0131l\u0131 \u00d6deme ve Menkul K\u0131ymet Mutabakat Sistemleri, \u00d6deme Hizmetleri ve Elektronik Para Kurulu\u015flar\u0131 Hakk\u0131nda Kanun<\/a>, T\u00fcrkiye\u2019de \u00f6deme ve elektronik para sistemlerinin sa\u011fl\u0131kl\u0131 i\u015flemesi, finansal istikrar\u0131n korunmas\u0131 ve kullan\u0131c\u0131 haklar\u0131n\u0131n g\u00fcvence alt\u0131na al\u0131nmas\u0131 amac\u0131yla haz\u0131rlanm\u0131\u015f \u00f6nemli bir d\u00fczenlemedir.<\/span><\/p>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Bu Kanun\u2019un Yedinci B\u00f6l\u00fcm\u00fc, sekt\u00f6rde faaliyet g\u00f6steren kurulu\u015flar a\u00e7\u0131s\u0131ndan ciddi hukuki ve cezai yapt\u0131r\u0131mlar i\u00e7ermektedir. Yetkisiz faaliyet, denetimden ka\u00e7\u0131nma, ger\u00e7e\u011fe ayk\u0131r\u0131 beyan, bilgi g\u00fcvenli\u011finin ihlali, m\u00fc\u015fteri s\u0131rlar\u0131n\u0131n if\u015fas\u0131, kay\u0131t d\u0131\u015f\u0131 muhasebe uygulamalar\u0131 ve zimmet gibi eylemler; hem kurumsal itibar\u0131 zedelemekte hem de kurulu\u015f y\u00f6neticileri ve \u00e7al\u0131\u015fanlar\u0131 i\u00e7in hapis ve y\u00fcksek tutarl\u0131 para cezalar\u0131yla sonu\u00e7lanabilmektedir.<\/span><\/p>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Bu kapsamda, \u00f6deme hizmeti sa\u011flay\u0131c\u0131lar\u0131, elektronik para kurulu\u015flar\u0131 ve sistem i\u015fleticileri, faaliyetlerini y\u00fcr\u00fct\u00fcrken hem kanun h\u00fck\u00fcmlerine hem de Merkez Bankas\u0131\u2019n\u0131n d\u00fczenleme ve kararlar\u0131na tam uyum sa\u011flamal\u0131d\u0131r.<\/span><\/p>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Uyumluluk Politikalar\u0131n\u0131n \u00d6nemi<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Bu risklerin \u00f6n\u00fcne ge\u00e7ilmesinin en etkili yolu, kurumlar\u0131n i\u00e7 i\u015fleyi\u015flerine entegre edilmi\u015f uyumluluk (compliance) programlar\u0131 olu\u015fturmas\u0131d\u0131r. \u015eirket i\u00e7i denetim mekanizmalar\u0131n\u0131n kurulmas\u0131, \u00e7al\u0131\u015fanlara d\u00fczenli mevzuat e\u011fitimi verilmesi, veri g\u00fcvenli\u011fi ve raporlama prosed\u00fcrlerinin a\u00e7\u0131k \u015fekilde tan\u0131mlanmas\u0131, bu programlar\u0131n temelini olu\u015fturur.<\/span><\/p>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Ayr\u0131ca, ortaya \u00e7\u0131kabilecek bir denetim, inceleme ya da soru\u015fturma s\u00fcrecinde, hukuki dan\u0131\u015fmanl\u0131k deste\u011fiyle hareket edilmesi, hem s\u00fcrecin sa\u011fl\u0131kl\u0131 i\u015flemesini sa\u011flar hem de telafisi zor zararlar\u0131n \u00f6n\u00fcne ge\u00e7ilmesine yard\u0131mc\u0131 olur.<\/span><\/p>\n<h4><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">B\u0131\u00e7ak Hukuk B\u00fcrosu\u2019nun Deste\u011fi<\/span><\/h4>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">B\u0131\u00e7ak Hukuk B\u00fcrosu olarak, \u00f6deme hizmetleri, elektronik para ve finansal teknolojiler alan\u0131nda faaliyet g\u00f6steren yerli ve yabanc\u0131 kurulu\u015flara;<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">6493 say\u0131l\u0131 Kanun ve ilgili mevzuata uyum s\u00fcre\u00e7lerinin planlanmas\u0131,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">S\u00f6zle\u015fme, genel i\u015flem \u015fartlar\u0131 ve i\u00e7 d\u00fczenlemelerin hukuka uygun haz\u0131rlanmas\u0131,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Merkez Bankas\u0131 ba\u015fvurular\u0131, izin s\u00fcre\u00e7leri ve yaz\u0131\u015fmalar\u0131n y\u00fcr\u00fct\u00fclmesi,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Denetim, idari yapt\u0131r\u0131m ve cezai sorumluluk s\u00fcre\u00e7lerinde temsil,<\/span><\/li>\n<li><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Uyu\u015fmazl\u0131k durumlar\u0131nda savunma stratejilerinin olu\u015fturulmas\u0131<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">konular\u0131nda hukuki dan\u0131\u015fmanl\u0131k ve temsil hizmeti sunmaktay\u0131z. <\/span><span style=\"font-family: 'times new roman', times, serif; font-size: 14pt;\">Kurulu\u015funuzun hukuki risklerden ar\u0131nm\u0131\u015f ve mevzuata tam uyum i\u00e7inde faaliyet g\u00f6stermesi i\u00e7in bizimle <a href=\"https:\/\/www.bicakhukuk.com\/iletisim\/ana-ofisimiz\/\" target=\"_blank\" rel=\"noopener\">ileti\u015fime<\/a> ge\u00e7ebilirsiniz.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Elektronik para sekt\u00f6r\u00fcnde cezai sorumluluk, finansal teknolojilerin h\u0131zla geli\u015fti\u011fi g\u00fcn\u00fcm\u00fczde her zamankinden daha fazla \u00f6nem kazanm\u0131\u015ft\u0131r. Elektronik para kurulu\u015flar\u0131 ve \u00f6deme hizmeti sa\u011flay\u0131c\u0131lar\u0131, g\u00fcnl\u00fck hayat\u0131n vazge\u00e7ilmez akt\u00f6rleri h\u00e2line gelmi\u015ftir. Ancak bu sekt\u00f6rde faaliyet g\u00f6steren kurulu\u015flar, yaln\u0131zca teknolojik yeterlilikle de\u011fil, ayn\u0131 zamanda mevzuata tam uyum ile varl\u0131klar\u0131n\u0131 s\u00fcrd\u00fcrebilmektedir.<\/p>\n","protected":false},"author":27,"featured_media":29194,"comment_status":"open","ping_status":"open","sticky":false,"template":"page-fullwidth.php","format":"standard","meta":{"rs_blank_template":"","rs_page_bg_color":"","slide_template_v7":"","footnotes":""},"categories":[748,739,793,742],"tags":[15083,791,289,16376,16372,16377,429,9032,291,12574,16379,15079,16371,16368,16363,16370,15097,3386,1590,860,16375,10037,1177,783,16374,16360,16362,16361,16365,16378,16373,971,16358,16355,16356,16364,16369,16366,16357,16367,16359],"class_list":["post-29193","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bilisim-hukuku","category-gorusler-dusunceler","category-gorusler","category-ticaret-hukuku","tag-6493-sayili-kanun","tag-adli-para-cezasi","tag-avukat","tag-avukat-destegi","tag-avukatlik-hizmeti","tag-banka-hukuku","tag-bilgi-guvenligi","tag-bicak-hukuk-burosu","tag-ceza-hukuku","tag-ceza-hukuku-avukati","tag-compliance-2","tag-elektronik-para","tag-finans-hukuku-avukati","tag-finansal-duzenlemeler","tag-finansal-teknoloji-hukuku","tag-fintech-avukati","tag-fintech-hukuku","tag-gercege-aykiri-beyan","tag-hapis-cezasi","tag-hukuk-burosu","tag-hukuk-hizmetleri","tag-hukuki-danismanlik","tag-hukuki-destek","tag-idari-para-cezasi","tag-idari-yaptirim","tag-itibarin-zedelenmesi","tag-izinsiz-faaliyet","tag-kayit-disi-muhasebe","tag-kovusturma-sureci","tag-kurum-avukati","tag-mali-suclar","tag-merkez-bankasi","tag-musteri-sirri","tag-odeme-hizmetleri","tag-odeme-kurulusu","tag-sorusturma-usulu","tag-tcmb-duzenlemeleri","tag-turk-finans-hukuku","tag-uyum-denetimi","tag-uyumluluk-politikasi","tag-zimmet"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.1 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Elektronik Para Sekt\u00f6r\u00fcnde Cezai Sorumluluk | B\u0131\u00e7ak Hukuk B\u00fcrosu<\/title>\n<meta name=\"description\" content=\"6493 Kanun elektronik para \u00f6deme hizmeti kurulu\u015fu idari para hapis ceza Merkez Bankas\u0131 fintech hukuk b\u00fcrosu avukat mali su\u00e7 cezai sorumluluk\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bicakhukuk.com\/de\/elektronik-para-sektorunde-cezai-sorumluluk\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Elektronik Para Sekt\u00f6r\u00fcnde Cezai Sorumluluk %\" \/>\n<meta property=\"og:description\" content=\"Elektronik para sekt\u00f6r\u00fcnde cezai sorumluluk, finansal teknolojilerin h\u0131zla geli\u015fti\u011fi g\u00fcn\u00fcm\u00fczde her zamankinden daha fazla \u00f6nem kazanm\u0131\u015ft\u0131r. 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G\u00fcvenilirlik, itibar, etik de\u011ferler ve kalite standartlar\u0131 gibi unsurlar, vazge\u00e7ilmezlerimiz olu\u015fturur.","legalName":"B\u0131\u00e7ak Hukuk","foundingDate":"2002-01-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"1","maxValue":"10"},"address":{"@id":"https:\/\/www.bicakhukuk.com\/de\/elektronik-para-sektorunde-cezai-sorumluluk\/#local-main-place-address"},"geo":{"@type":"GeoCoordinates","latitude":"39.90985903589262","longitude":"32.81218744448808"},"telephone":["0 (312) 473 39 60","0 (553) 223 32 90"],"openingHoursSpecification":[{"@type":"OpeningHoursSpecification","dayOfWeek":["Monday","Tuesday","Wednesday","Thursday","Friday","Saturday"],"opens":"08:00","closes":"18:00"},{"@type":"OpeningHoursSpecification","dayOfWeek":["Sunday"],"opens":"00:00","closes":"00:00"}],"email":"iletisim@bicakhukuk.com","faxNumber":"0 (312) 473 39 62","areaServed":"Hukuk"},{"@type":"Person","@id":"https:\/\/www.bicakhukuk.com\/de\/#\/schema\/person\/3ffbc31864ec806febdc7f57e5eae117","name":"Admin","sameAs":["https:\/\/www.bicakhukuk.com"],"url":"https:\/\/www.bicakhukuk.com\/de\/author\/vahit-bicak\/"},{"@type":"PostalAddress","@id":"https:\/\/www.bicakhukuk.com\/de\/elektronik-para-sektorunde-cezai-sorumluluk\/#local-main-place-address","streetAddress":"Next Level Loft Ofis, Kat 9-10, Daire 29, K\u0131z\u0131l\u0131rmak Mahallesi, Ufuk \u00dcniversitesi Caddesi S\u00f6\u011f\u00fct\u00f6z\u00fc \/ \u00c7ankaya","addressLocality":"Ankara","postalCode":"06530","addressCountry":"TR"},{"@type":"ImageObject","inLanguage":"de","@id":"https:\/\/www.bicakhukuk.com\/de\/elektronik-para-sektorunde-cezai-sorumluluk\/#local-main-organization-logo","url":"https:\/\/www.bicakhukuk.com\/wp-content\/uploads\/2023\/05\/bicak_hukuk_logo_kare.png","contentUrl":"https:\/\/www.bicakhukuk.com\/wp-content\/uploads\/2023\/05\/bicak_hukuk_logo_kare.png","width":2000,"height":2000,"caption":"B\u0131\u00e7ak Hukuk | T\u00fcrkiye Merkezli Global Hukuk Firmas\u0131"}]},"geo.placename":"Ankara","geo.position":{"lat":"39.90985903589262","long":"32.81218744448808"},"geo.region":"T\u00fcrkei"},"_links":{"self":[{"href":"https:\/\/www.bicakhukuk.com\/de\/wp-json\/wp\/v2\/posts\/29193","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bicakhukuk.com\/de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bicakhukuk.com\/de\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bicakhukuk.com\/de\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bicakhukuk.com\/de\/wp-json\/wp\/v2\/comments?post=29193"}],"version-history":[{"count":0,"href":"https:\/\/www.bicakhukuk.com\/de\/wp-json\/wp\/v2\/posts\/29193\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bicakhukuk.com\/de\/wp-json\/wp\/v2\/media\/29194"}],"wp:attachment":[{"href":"https:\/\/www.bicakhukuk.com\/de\/wp-json\/wp\/v2\/media?parent=29193"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bicakhukuk.com\/de\/wp-json\/wp\/v2\/categories?post=29193"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bicakhukuk.com\/de\/wp-json\/wp\/v2\/tags?post=29193"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}